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Chip Warner

Have We Hit The Bottom Of The Housing Market?

Housing Prices Rise.  Average U.S. home prices have started to rise, according to a monthly report from the Federal Housing Finance Agency. FHFA says U.S. home prices rose 0.9 percent from April to May. The biggest gains were in the battered Pacific region, where average prices were up 2.7 percent from the previous month. Federal “Revisions and volatility of the monthly index make it hard to draw any conclusions, but the seasonally-adjusted Home Price Index for the first five months of this year is up 0.3 percent or 0.7 percent on an annualized basis,” FHFA Director James Lockhart said in a statement. FHFA’s monthly and quarterly Home Price Index is based on conforming mortgages that are purchased or backed by Freddie Mac and Fannie Mae.

 

US May Home Prices Up, First Increase in 3 Years

U.S. single-family home prices rose in May from April, the first monthly increase in nearly three years, suggesting prices may be stabilizing, according to Standard & Poor’s/Case Shiller home price indexes Tuesday.

The annual rate of decline for the 10- and 20-city indexes improved for the fourth straight month, though prices have still tumbled by more than 32 percent from the peaks in the second quarter of 2006.

The index of 20 metropolitan areas rose 0.5 percent in May from April, after a 0.6 percent decline the month before, in contrast with the 0.5 percent drop forecast by economists in a Reuters poll.

The May monthly rise resulted in an annual downturn of 17.1 percent, although this was the fourth straight month that the rate of decline slowed. This follows a 16-month string of record annual declines starting in October 2007 and ending in January.

Maureen Maitland, S&P vice president of Index Services told CNBC Tuesday that the numbers do show a slight improvement in the housing market but there is still a ways to go.

“We are seeing some good numbers in sales and some recovery in housing, but home prices are still lagging and people don’t expect a full recovery until 2010,” said Maitland.

S&P said its index of 10 metropolitan areas rose 0.4 percent in May after a 0.7 percent drop in April, for an 16.8 percent year-over-year drop.

“To put it in perspective, this is the first time we have seen broad increases in home prices in 34 months,” David M. Blitzer, chairman of the index committee at S&P, said in a statement. “This could be an indication that home price declines are finally stabilizing”.

The 10 and 20-city indexes reported positive returns for the first time since summer of 2006.

“With the numbers we’ve seen on home sales starting to firm and now home prices stabilizing, we’re getting more evidence that the housing market may have hit bottom,” said Gary Thayer, senior economist at Wells Fargo Advisors in St. Louis, Missouri.

 

Housing Sector Finally Coming Back to Life

The mainstream media is finally beginning to catch on to what we’ve noticed for weeks: The housing market is coming back.

Yesterday’s unexpected news that new home sales jumped 11% in June, its highest gain since 2000, prompted the media to realize the worst may be over. The Associated Press was quoted as saying:

The report is another encouraging sign that the beleaguered housing sector is finally coming back to life. Last Thursday, the National Association of Realtors reported that home resales posted a monthly increase of 3.6 percent in June.

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